Members of the American Association of People with Disabilities (AAPD) can join the Digital Federal Credit Union (DCU) to take advantage of access loans, which are now available for any product, device, or building modification designed to assist someone with a disability. Borrow from $1,500 to $25,000 or more for up to 72 months with no down payment required. The borrower need not be the beneficiary of the purchase.
Qualified purchases include, but are not limited to: assistive technology, durable medical equipment, housing modifications, and rehabilitative equipment. DCU offers convenient repayment methods, including electronically, at a DCU ATM, at any DCU branch, or by mail with a loan payment coupon. If you direct deposit your net pay, Social Security, or pension into your DCU checking account and make electronic payments for the full term of your loan, your interest rate will be one-half percent below that for other payment methods. Rates are also based on your personal credit history.
There is no fee to join the credit union; all you have to do is open a savings or checking account for as little as $5. If you are already an AAPD member, or if you would like to join AAPD and DCU at the same time, you can call DCU directly for further information and an application at 800-328-8797 or 800-395-5146 if using a TTY. You may also visit DCU's web site at www.dcu.org by clicking this link.