The Fred's Head blog contains tips, techniques, tutorials, in-depth articles, and resources for and by blind or visually impaired people. Fred's Head is offered by the American Printing House for the Blind.

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Thursday, November 19, 2009

Find A Better Bank and Credit Card

Compare Banks

Finding a bank can be difficult if you are blind or visually impaired. I often wonder if we don't simply choose a bank because its the closest to us, or maybe the easiest to get to on a bus? Do we really take the time to shop around when looking for a bank?

Well the next time you're looking for a new bank account or want to compare your current bank against other banks in the area, Find A Better Bank can help you, well, find a better bank. By visiting the site, you can compare almost every bank in your nearby area. Enter your zip code, indicate features that are important (or not) and provide some details to help them estimate yearly banking fees. Now you have a detailed comparison of nearby banks, sorted from best to worst. Features include:

  • Compare all banks located within a certain distance from your zipcode.
  • Option to include / exclude : Branchless/Internet banks, student accounts, accounts for people over 50.
  • Compare banks by features: Interest on balances, Overdraft Protection, Online Bill Pay Service, 24-hour telephone banking, etc.
  • Compare banks by fees: Monthly Service Fee, Non-Bank ATM Surcharge, Insufficient Funds Fee, Overdraft Protection Transfer Fee, Check processing fee, Foreign ATM Withdrawal Fee, Quicken or MS Money set-up fee etc.
  • Estimate yearly bank fees.
  • Currently tracks about 50 top US banks and a handful of smaller regional banks. More banks being added every week.

Note (from FindABetterBank) : "We make money through advertisements and fees collected from participating banks and credit unions. Our partners have no influence over the content presented about their accounts.

Check out Find A Better Bank at http://www.findabetterbank.com.

Compare Credit Cards

Compare and shop for online credit cards by category, card name, interest rate or rewards. Find the lowest rates on balance transfers, get the most miles for airlines, receive cash back on purchases from credit card companies. Creditimes.com researches the credit card companies, and offers you the best credit cards, and finds credit cards that suit your needs. Whether you're looking for a 0% APR credit card, or a card that gives you cash back. Creditimes has the right credit card for you. Many of their credit cards are immediate decision credit cards, which means you can get instant approval on your credit card application.

"We don't stop at credit cards. Rebuilding your credit and monitoring your credit report are as important to us as it is to you. Having bad credit happens to all types of people, many times through no fault of their own. Maybe unexpected medical bills or hardship caused damage to your credit report. We have the tools and information to help you get your credit scores up."

Click this link to visit http://www.Creditimes.com.

Credit Card Glossary

Confused by credit card terms? CreditCards.com’s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

Click this link to visit Credit Card Glossary: http://www.creditcards.com/glossary/.

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